The New Frontier for Gold Ownership

Scoin and Troygold are collaborating to bring Scoin clients the latest in gold technology! By working together, we aim to revolutionise what gold owners can do with their gold holdings.


Troygold is a gold fintech company specialising in digitising physical gold, in order to provide financial services to physical gold owners. Troygold is your physical gold account, gold-backed 

loan facility and Mastercard.

Store your wealth in real gold, and Access cash liquidity anytime without selling your gold

A Troygold account consists of a gold savings wallet - which reflects ownership in physical gold Krugerrands that are securely vaulted and fully insured - as well as a currency wallet, which represents a bank cheque account and debit Mastercard linked to a loan facility for instant liquidity on gold.


The account allows a Krugerrand owner to effortlessly save in, spend, and borrow against, their physical gold holdings – hedging your income and wealth against inflation and economic risks.

INSTANT OWNERSHIP

Immediate, direct ownership of physical gold with an ownership certificate.

FULL OR FRACTIONAL OWNERSHIP

Fractional ownership technology allows buying gold at any currency amount.

LEADING PRICING

Buy at the lowest competitive prices and get more when you sell.

GOLD-BACKED LOAN FACILITY

Access a loan facility of 65% of the value of your gold holdings in minutes.

LOWEST BORROWING RATES

Leading interest rates starting at 1.25% per month.

Upload gold held at home

Upload gold held at home and get access to a loan facility.


Trusted by thousands of users and gold owners

Industry-leading real-time customer support

First gold monetisation and payments platform globally

PHYSICAL GOLD

GOLD WALLET


24/7 REAL GOLD BUY & SELL

  • Buy and sell real gold Krugerrands

  • Fractional or full ownership (1oz)

  • No investment minimums

  • 24/7 liquidity and dealing service

SIMPLE, RELIABLE AND SAFE

  • Gold ownership certificate allocated to specifically numbered Krugerrands

  • Free vault storage and insurance

  • Withdraw gold or sell anytime

  • No monthly fees

 LOAN FACILITY

CURRENCY WALLET


ACCESS CASH INSTANTLY AND CHEAPLY

  • Loan facility for instant cash liquidity

  • Loan secured by your gold holdings as collateral

  • Up to 65% credit to gold holdings value ratio

  • Monthly repayments from 1.25% monthly interest rate

BANK CHEQUE ACCOUNT INCLUDED

  • First gold monetisation and payments platform globally

  • Sponsoring bank: Access Bank SA

  • Spend globally at 40+ million locations

  • No monthly bank account fee

Free Storage & Insurance on your Gold

Your gold is safely stored and insured by Troygold’s premium safe custody partner, SafeGold – a division of the South Africa Gold Coin Exchange.

How to Get Started in 3 Simple Steps

1

Sign up

Download the Troygold app on your mobile phone at the respective Apple App or

Google Play stores.

2

Upload Gold

Upload existing gold coins held at home onto the Troygold platform by delivering it to your nearest Scoin Shop – tap Transact, then Upload in the Troygold app.

3

Access Loan Facility & Get Card

Access instant cash liquidity with a low interest rate loan facility against your uploaded gold & have your facility-linked Mastercard delivered to your door.

Sale Off
TROY GOLD UPLOAD R 150,000
R 150,000.00
Sale Off
TROY GOLD UPLOAD R 50,000
R 50,000.00
Sale Off
TROY GOLD UPLOAD R 10,000
R 10,000.00